What’s working AGAINST us?

Everyone NEEDS to properly Manage their Money through Budgeting                                                                                                                                                                                                                    WHY?                                                                                                                                                                            A. COSTS that we have No Control over (unless we re-elect no one)                       are INCREASING at a much FASTER rate then our Wages:                                                                                                                                                                                  School, Regional and Local TAXES, Public Utility Bills, etc.                                                                                                                                                                                                                                                               B. Technology advancements influencing our WANTS and needs are                        COSTING everyone MORE money on a MONTHLY basis:                                                                                                                                                                                               Cell Phone Bill, Internet Bill, Cable Bill, etc.                                                                                                                                                            C. BANKS, MORTGAGE COMPANIES, CREDIT CARD COMPANIES:                                                                                                                                                                               1. Have NOT taken these factors into account when approving                    people for LOANS.                                                                                                                                                                              2. The ONLY way for these companies to make money is to get                    YOU to PAY INTEREST.                                                                                                                                                                              3.  Therefore, you WILL be approved to PAY interest on a                   purchase that you may NOT be able to AFFORD to buy!                                                                                                                                                                                                                                                               D. It’s up to YOU to take CONTROL ————- or face the consequences.                                                                                                                                                                              Proverbs 22:7        “The Borrower is SLAVE to the Lender”                                                                                                                                                                                                      The BUDGET TEACHER

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